Hui-Min Lin
Engagement partner
Former payments compliance lead; now owns scoping letters and board briefings for control environment audits.
About
Tidewater Assurance Group exists to examine payment, onboarding, and outsourcing controls with the same seriousness examiners bring — then leave management with a file they can defend.
The practice formed after years of watching remittance and e-payment teams scramble binder contents the week before a supervisory visit. Founders who had sat on both sides of the table — as operators and as reviewers — wanted a firm that would re-perform controls, not merely interview about them.
We remain deliberately small. Engagements are staffed by people who can read a settlement break and a policy clause in the same afternoon. Growth that would force junior-only fieldwork is declined.
We ask for populations early, challenge incomplete extracts, and document disagreements in the working papers. Closing meetings are direct: severity ratings are explained, not softened into slide poetry. Management responses are recorded verbatim in the final memorandum annex.
Closing workshop rhythm — findings before formatting
People
Engagement partner
Former payments compliance lead; now owns scoping letters and board briefings for control environment audits.
Senior auditor
Specialises in remittance corridor testing and dual-approval path reviews across multi-currency desks.
AML review lead
Focuses on alert narrative quality, CDD refresh evidence, and MLRO briefing packs ahead of examination Q&A.