Remittance Control Testing
Targeted re-performance of outbound and inbound remittance controls — beneficiary checks, velocity limits, and dual approval paths.
Engagement notesAudits for fintech · Taiwan
The control file examiners ask to see first
Tidewater Assurance Group walks payment rails, settlement breaks, and KYC evidence with your compliance and operations leads — then delivers findings your board can act on before the next supervisory visit.
Working papers · New Taipei engagements
Flagship engagement
Control environment audit for licensed and pre-licence fintechs
We sample transaction exceptions, re-perform maker-checker steps, and map residual risk to your policy register — not a generic checklist recycled from another industry.
- Walkthroughs of onboarding, funds movement, and dispute handling
- Evidence packs for AML monitoring alerts and case closures
- Remediation owners, due dates, and retest criteria
- Board-ready summary in plain language, with annexes for examiners
Related engagements
Other audits fintech teams commission alongside the flagship review
AML Evidence Review
Independent review of alert handling, case narratives, and retention of customer due diligence files examiners typically request.
Engagement notes
Licensing Readiness Assessment
Structured gap assessment against Taiwan fintech licensing expectations — policies, capital narratives, and operational evidence before you file.
Engagement notes
Critical Vendor Assurance Review
Assurance over fintech-critical vendors — settlement processors, KYC providers, and hosting partners — through contract, control, and evidence sampling.
Engagement notesFrom the field
What compliance leads say after the closing meeting
Evidence tied to a named engagement — not anonymous star ratings.
They insisted we pull the actual settlement break tickets from March, not the summary slide. Painful for a week — then our examiner meeting ran on the same binder.
The remittance control testing found three dormant approval paths we had forgotten. We closed two before the report was final; the third needed a policy rewrite they helped scope.
Field notes
Guides from recent fintech audit work
What examiners look for in payment exception logs
How Taiwan fintech teams can prepare settlement break logs and override notes so sampling during an audit does not stall on incomplete populations.
Building a CDD refresh calendar that survives sampling
Practical calendar design for customer due diligence refresh cycles in remittance and e-payment firms facing periodic AML evidence reviews.
Next step
Tell us which licence, product line, and examination window you are preparing for
We reply within two business days with a scoping call or a written outline of proposed fieldwork days.
Schedule a scoping call